Nationwide Optometry
and SightCare
Informational Website
Su información personal puede haber estado involucrada en un incidente de datos. Si desea recibir una version de esta carta en español, por favor llame 1-833-814-1705.
October 28, 2022 Notice of Data Security Incident
USV Optical, Inc., a subsidiary of U.S. Vision, Inc., (“U.S. Vision”) experienced a data security incident that may have affected your personal information. Nationwide Optical Group, LLC acquired or became affiliated with several entities from U.S. Vision in September 2019, including Nationwide Optometry, P.C. (“Nationwide Optometry”) and SightCare Inc. (“SightCare” and collectively, “we”, “us”, or “our”). Following this, U.S. Vision continued to provide us with some administrative services as a business associate to us. The records reviewed by U.S. Vision indicate that you may have received services from us at some point in the past.
U.S Vision has represented to us that on May 12, 2021, U.S. Vision became aware of suspicious activity involving its computer network. U.S. Vision launched an investigation into the nature and scope of the incident with the assistance of cybersecurity specialists. Through its investigation, U.S. Vision learned that an unauthorized individual accessed its network intermittently between April 20, 2021 and May 17, 2021, and that files containing your information may have been viewed and/or taken by the unauthorized individual.
U.S. Vision informed us of this incident on May 12, 2021, but was unable to identify which entities or patients were affected by this incident. We immediately began communications with U.S. Vision to obtain more information regarding this incident and determine whether any of our patients were affected. We also insisted that U.S. Vision institute dark web monitoring for any potential Nationwide Optometry and SightCare data that could have been involved in this incident. U.S Vision did not report any instances of actual or attempted misuse of Nationwide Optometry or SightCare information through its dark web monitoring.
In addition, U.S. Vision has represented that, with third-party support, it conducted a comprehensive review of the impacted files to determine what information was affected and to whom the information related. On September 22, 2022, we received confirmation from U.S. Vision that your personal information was involved in this incident. We then conducted additional data enrichment and validation to further confirm impacted individuals and their mailing addresses, and the entities with which such individuals were associated. This review was completed on October 17, 2022.
Personal information involved in this incident may have included one or more of the following elements: (1) identifying information (such as full name, date of birth, and address); (2) Social Security number, taxpayer identification number, driver’s license or state identification number, and/or financial account information; (3) medical and/or treatment information (such as medical record number, dates of service, provider name, diagnosis or symptom information, and prescription/medication); (4) health insurance information (such as payor and subscriber/Medicare/Medicaid number); and (5) billing and claims information. Please note that not all data elements were present for all individuals. For a limited number of individuals, biometric data and/or email address or username and password were also included in the affected data.
U.S. Vision has stated that upon discovering the incident, it moved quickly to investigate and respond, assess the security of relevant U.S. Vision systems, and identify any impacted data. As part of its ongoing commitment to the security of information, U.S. Vision has stated that it is evaluating opportunities to improve security and to better prevent future events of this kind. We take privacy and security very seriously. This incident did not impact our systems or files—it occurred at and impacted only U.S. Vision systems and files. We have and continue to enhance our security controls and monitor our systems to ensure no similar activity occurs on our systems.
We are providing additional information on general steps individuals can take to monitor and protect their personal information in the below Reference Guide. Although U.S. Vision did not report any incidents of actual or attempted misuse of Nationwide Optometry or SightCare information through its dark web monitoring, individuals should carefully review credit reports and statements sent from healthcare providers and financial institutions as well as their insurance company to ensure that all account activity is valid. Any questionable charges should be promptly reported to the company which maintains the account. For individuals whose Social Security number, driver’s license/state ID number, and/or financial account information may have been involved, we have arranged to offer free credit monitoring and identity restoration services to these individuals.
We have established a dedicated assistance line for individuals seeking additional information regarding this incident. For the next 90 days, individuals who have questions about this matter or would like additional information can call toll-free 1-833-814-1705 during 6 am – 6 pm Pacific Time, Monday through Friday, except holidays. This substitute notice and toll-free number will remain active for at least 90 days.
Nationwide Optometry and SightCare are committed to protecting the privacy and security of personal information that it receives and deeply regrets any inconvenience and concern this incident may cause. Individuals potentially affected by this incident are being mailed notice letters. Since it is possible there may be insufficient contact information for some individuals, however, this notice is also accessible via Nationwide Optometry’s and SightCare’s website, consistent with HIPAA.
Reference Guide
Review Your Account Statements
Carefully review statements sent to you from your healthcare providers, insurance company, and financial institutions to ensure that all of your account activity is valid. Report any questionable charges promptly to the company with which you maintain the account.
Provide Any Updated Personal Information to Your Health Care Provider
Your health care provider’s office may ask to see a photo ID to verify your identity. Please bring a photo ID with you to every appointment if possible. Your provider’s office may also ask you to confirm your date of birth, address, telephone, and other pertinent information so that they can make sure that all of your information is up-to-date. Please be sure and tell your provider’s office when there are any changes to your information. Carefully reviewing this information with your provider’s office at each visit can help to avoid problems and to address them quickly should there be any discrepancies.
Order Your Free Credit Report
To order your free annual credit report, visit www.annualcreditreport.com, call toll-free at (877) 322-8228, or complete the Annual Credit Report Request Form on the U.S. Federal Trade Commission’s (“FTC”) website at www.ftc.gov and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The three credit bureaus provide free annual credit reports only through the website, toll-free number or request form.
Upon receiving your credit report, review it carefully. Look for accounts you did not open. Look in the “inquiries” section for names of creditors from whom you have not requested credit. Some companies bill under names other than their store or commercial names; the credit bureau will be able to tell if this is the case. Look in the “personal information” section for any inaccuracies in information (such as home address and Social Security Number).
If you see anything you do not understand, call the credit bureau at the telephone number on the report. Errors may be a warning sign of possible identity theft. You should notify the credit bureaus of any inaccuracies in your report, whether due to error or fraud, as soon as possible so the information can be investigated and, if found to be in error, corrected. If there are accounts or charges you did not authorize, immediately notify the appropriate credit bureau by telephone and in writing. Information that cannot be explained should also be reported to your local police or sheriff’s office because it may signal criminal activity.
Contact the U.S. Federal Trade Commission
If you detect any unauthorized transactions in any of your financial accounts, promptly notify the appropriate payment card company or financial institution. If you detect any incidents of identity theft or fraud, promptly report the matter to your local law enforcement authorities, state Attorney General and the FTC.
You can contact the FTC to learn more about how to protect yourself from becoming a victim of identity theft by using the contact information below:
Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, NW
Washington, DC 20580
1-877-IDTHEFT (438-4338)
www.ftc.gov/idtheft/
Place a Fraud Alert on Your Credit File
To protect yourself from possible identity theft, consider placing a fraud alert on your credit file. A fraud alert helps protect against the possibility of an identity thief opening new credit accounts in your name. When a credit grantor checks the credit history of someone applying for credit, the credit grantor gets a notice that the applicant may be the victim of identity theft. The alert notifies the credit grantor to take steps to verify the identity of the applicant. You can place a fraud alert on your credit report by calling any one of the toll-free fraud numbers provided below. You will reach an automated telephone system that allows flagging of your file with a fraud alert at all three credit bureaus.
Equifax |
P.O. Box 105069 Atlanta, Georgia 30348
|
1- 888-766-0008 | www.equifax.com |
Experian | P.O. Box 9554
Allen, Texas 75013 |
1-888-397-3742 |
www.experian.com
|
TransUnion |
P.O. Box 2000 Chester, PA 19016 |
1-800-680-7289 |
www.transunion.com |
Security Freezes
You have the right to request a credit freeze from a consumer reporting agency, free of charge, so that no new credit can be opened in your name without the use of a PIN number that is issued to you when you initiate a freeze. A security freeze is designed to prevent potential credit grantors from accessing your credit report without your consent. If you place a security freeze, potential creditors and other third parties will not be able to get access to your credit report unless you temporarily lift the freeze. Therefore, using a security freeze may delay your ability to obtain credit.
Unlike a fraud alert, you must separately place a security freeze on your credit file at each credit bureau. To place a security freeze on your credit report you must contact the credit reporting agency by phone, mail, or secure electronic means and provide proper identification of your identity. The following information must be included when requesting a security freeze (note that if you are requesting a credit report for your spouse, this information must be provided for him/her as well): (1) full name, with middle initial and any suffixes; (2) Social Security number; (3) date of birth; (4) current address and any previous addresses for the past five years; and (5) any applicable incident report or complaint with a law enforcement agency or the Registry of Motor Vehicles. The request must also include a copy of a government-issued identification card and a copy of a recent utility bill or bank or insurance statement. It is essential that each copy be legible, display your name and current mailing address, and the date of issue.
Below, please find relevant contact information for the three consumer reporting agencies:
Equifax Security Freeze |
P.O. Box 105788 Atlanta, GA 30348
|
1-800-685-1111 | www.equifax.com |
Experian Security Freeze | P.O. Box 9554
Allen, TX 75013 |
1-888-397-3742 |
www.experian.com
|
TransUnion |
P.O. Box 160 Woodlyn, PA 19094
|
1-888-909-8872 |
www.transunion.com |
Once you have submitted your request, the credit reporting agency must place the security freeze no later than 1 business day after receiving a request by phone or secure electronic means, and no later than 3 business days after receiving a request by mail. No later than five business days after placing the security freeze, the credit reporting agency will send you confirmation and information on how you can remove the freeze in the future.
Enrollment
As a result of this incident and at no cost to you, Nationwide Optometry and SightCare is offering IDX identity theft protection services which helps protect your identity with:
Enroll Now-
Credit Monitoring
Credit monitoring (adults only) that alerts you to any changes to your credit report
-
Dedicated Experts
Access to Fraud Resolution Representatives to resolve any identity theft issues
-
CyberScan™
CyberScan will monitor criminal websites, chat rooms, and bulletin boards for illegal selling or trading of your personal information
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Exclusive Information
Exclusive educational materials on protecting your identity including instructive articles, up-to-date information on new identity theft scams and tips for protecting yourself
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ID Theft Insurance
Up to $1,000,000 in insurance reimbursements, covering certain expenses that you may incur in responding to an ID theft event
Frequently Asked Questions
What Happened?
- What happened?
U.S. Vision has represented to Nationwide Optical Group, LLC, including Nationwide Optometry, P.C. (“Nationwide Optometry”) and SightCare Inc. (“SightCare” and collectively, “we,” “us,” or “our”) that on May 12, 2021, U.S. Vision became aware of suspicious activity involving its computer network. U.S. Vision launched an investigation into the nature and scope of the incident with the assistance of cybersecurity specialists. Through its investigation, U.S. Vision learned that an unauthorized individual accessed its network intermittently between April 20, 2021 and May 17, 2021, and that files containing your information may have been viewed and/or taken by the unauthorized individual.
U.S. Vision informed us of this incident on May 12, 2021, but was unable to identify which entities or individuals were affected by this incident. We immediately began communications with U.S. Vision to obtain more information regarding this incident and determine whether any of our patients were affected. We also insisted that U.S. Vision institute dark web monitoring for any potential Nationwide Optometry and SightCare data that could have been involved in this incident. U.S Vision did not report any instances of actual or attempted misuse of Nationwide Optometry or SightCare information through its dark web monitoring.
In addition, U.S. Vision has represented that, with third-party support, it conducted a comprehensive review of the impacted files to determine what information was affected and to whom the information related. On September 22, 2022, we received confirmation from U.S. Vision that personal information associated with certain Nationwide Optometry and SightCare patients was involved in this incident. We then conducted additional data enrichment and validation to further confirm impacted individuals and their mailing addresses, and the entities with which such individuals were associated. This review was completed on October 17, 2022.
- When did the incident occur?
U.S. Vision represented to us that an unauthorized individual accessed its network intermittently between April 20, 2021 and May 17, 2021.
- Why am I only now being contacted?
With any such incident, it takes time to gather the relevant information, identify the affected individuals, and arrange the assistance services that are being offered. U.S. Vision has represented that, with third-party support, it conducted a comprehensive review of the impacted files to determine what information was affected and to whom the information related. On September 22, 2022, we received confirmation from U.S. Vision that your personal information was involved in this incident. We then conducted additional data enrichment and validation to further confirm impacted individuals and their mailing addresses, and the entities with which such individuals were associated. This review was completed on October 17, 2022.
- Who is U.S. Vision and why do they have my information?
Nationwide Optical Group, LLC acquired or became affiliated with several entities from U.S. Vision in September 2019, including Nationwide Optometry and SightCare. Following this, U.S. Vision continued to provide some administrative services for the acquired companies as a business associate to us. The records reviewed by U.S. Vision indicate that you may have received services from us at some point in the past.
- What steps were taken when the incident was discovered?
U.S. Vision has stated that upon discovering the incident, it moved quickly to investigate and respond, assess the security of relevant U.S. Vision systems, and identify any impacted data. As part of its ongoing commitment to the security of information, U.S. Vision has stated that it is evaluating opportunities to improve security and to better prevent future events of this kind. We take privacy and security very seriously. This incident did not impact our systems or files—it occurred at and impacted only U.S. Vision systems and files. We have and continue to enhance our security controls and monitor our systems to ensure no similar activity occurs on our systems.
- What kind of information was exposed in this incident?
Personal information involved in this incident may have included one or more of the following elements: (1) identifying information (such as full name, date of birth, and address); (2) Social Security number, taxpayer identification number, driver’s license or state identification number, and/or financial account information; (3) medical and/or treatment information (such as medical record number, dates of service, provider name, diagnosis or symptom information, and prescription/medication); (4) health insurance information (such as payor and subscriber/Medicare/Medicaid number); and (5) billing and claims information. Please note that not all data elements were present for all individuals.
- Was I impacted by this incident?
Please call 1-833-814-1705 to confirm whether your information was involved and for additional information.
- Was my Social Security number, driver’s license or state identification card number, or financial account information involved?
If you received a letter and it did not specifically state that your Social Security number, driver’s license or state identification card number, or financial account information may have been involved, then this information was not involved in this incident, based on the review. If you did not receive a letter but think your data may have been impacted, please call 1-833-814-1705 if you have questions or would like additional information.
- What is being done to prevent similar events from happening in the future?
Nationwide Optometry and SightCare take privacy and security very seriously. This incident did not impact our systems or files—it occurred at and impacted only U.S. Vision systems and files. We have and continue to enhance our security controls and monitor our systems to ensure no similar activity occurs on our systems.
- Are credit monitoring services available?
If your Social Security number, driver’s license or state identification number, or financial account information was potentially impacted, complimentary credit monitoring and identity protection services are being offered. For more information about these services and instructions on how to activate the membership, please follow the steps included in the letter sent to you.
- What steps can I take to protect myself?
The Reference Guide included in the letter sent to you contains additional information on general steps you can take to monitor and help safeguard your personal information. If you believe you are the victim of a crime, you can contact your local law enforcement authorities and file a police report. The Reference Guide is also accessible in the above notice.
- I received a letter in the mail. Is this fraudulent, a scam or a real incident?
Federal and state laws require notices to be provided to impacted individuals, including via letter. This incident did occur and thus the information and resources identified within the notification letter are being provided. You are encouraged to carefully review the Reference Guide included in your notification letter for more information on general steps you can take to monitor and help safeguard your personal information. Please call toll-free 1-833-814-1705 if you have further questions or would like additional information.
- Who can I call if I have questions?
Please call toll-free 1-833-814-1705 to ask questions and learn additional information. This call center is open from 6AM – 6PM Pacific Time, Monday through Friday, excluding major U.S. holidays.
Minor Support Information
- Why can’t I pull my child’s credit report?
Most minors, under the age of 18, do not have a credit history established and are under the age to secure credit, therefore there is no credit report to pull.
- How can I check to see if someone has created a credit file using my child’s information?
TransUnion offers a secure online form that you can use to submit your child’s information to see if a credit file exists. Click here to go directly to the secure online form.
Additional information on child ID theft can also be found here.
Decedent Support Information
- What kind of coverage will the membership offer to someone who is deceased?
With this enrollment we will provide you, their legal representative, resolution assistance should they fall victim to fraudulent activity. The protection services apply to their identity, but the membership is truly there to support you if something were to happen.
- Why can’t I activate/authenticate the monitoring product for a deceased individual?
In most cases, decedents cannot be authenticated because the Social Security Administration or their legal representative (spouse, child, etc.) has already notified the credit bureaus that the person is deceased. If the credit bureaus have “frozen” the decedent’s credit files, the risk of identity theft has been significantly reduced.
Please know that the membership still provides recovery services to support you, their legal representative, if something was to happen; which is the real and true value.
- Is it possible to steal a deceased person’s identity?
Unfortunately, it is possible to steal the identity of someone who is deceased. Identity thieves obtain information about deceased individuals in various ways.
- How can someone steal a deceased person’s identity?
They may watch the obituaries, steal death certificates, or even get the information from websites that offer the Social Security Death Index file (which is actually intended for genealogy research).
- Does the Social Security Administration notify the credit bureaus and other financial institutions when someone is deceased?
Yes, but please be aware that it takes time for the Social Security Administration to conduct this notification, so financial institutions and the credit bureaus are not immediately made aware that a customer is deceased.
- Should I notify the credit bureaus when a dependent family member or spouse passes away?
Yes, you should immediately notify each credit bureau (Equifax, Experian, and TransUnion) in writing that the person is deceased and ask that a deceased alert be placed on their credit report.
- How do I place a deceased alert on the credit file?
You will want to notify each credit bureau (Equifax, Experian and TransUnion) in writing the following message:
“Deceased. Do not issue credit. If an application is made for credit, notify the following person(s) immediately: (list the next surviving relative, executor/trustee of the estate and/or local law enforcement agency- noting the relationship).”
Mail all correspondence via certified mail, return receipt requested. Be sure to keep photocopies of all correspondence, including letters that you send. Finally, you should also request a copy of the credit report.
Equifax
PO Box 740260
Atlanta, GA 30374Experian
PO Box 9554
Allen, TX 75013
(888)397-3742TransUnion
PO Box 2000
Chester, PA 19022- What documents will I need to send to the credit bureaus alerting them that the person is deceased?
You will need to include:
- A copy of the death certificate
- Name and SSN of deceased
- Last known address
- Date of birth
- Date of death
- Should I notify other financial institutions regarding the death?
Yes, immediately notify relevant credit card companies, banks, stock brokers, loan/lien holders, and mortgage companies of the death. The executor or surviving spouse will need to discuss all outstanding debts and how they will be dealt with. You will need to transfer the account to another person or close the account. If you close the account, ask them to list it as: “Closed. Account holder is deceased.” You may need to provide a copy of the death certificate to creditors as well as the credit bureaus. You should also notify utilities, phone companies, cell phone companies, etc, that you are terminating the account because the account holder is deceased.
- What happens if I do not notify the credit bureaus that the person is deceased?
Without a specific communication, the credit bureaus may not be aware of the death. An active credit file may stay open for up to 10 years without activity. During this time, an identity thief may use the decedent’s Social Security number to open up new lines of credit or apply for loans.
- What steps should be taken if I (surviving spouse or estate executor) suspect that someone is fraudulently using the information of a deceased person?
There are several steps that should be taken:
- You should request a copy of the decedent’s credit reports and place a “deceased alert” on the credit files
- You should also notify the police in the decedent’s jurisdiction and provide any evidence you have of the fraud (collection notice, bills, credit report)
- Notify any creditor, collection agency, credit issuer, utility company that the person is deceased and date of death. Be sure to include a copy of the death certificate. Request an immediate investigation and that they contact you with the results of the investigation. Insist on “Letters of Clearance,” which you should keep with the other estate papers.
- What should be done about joint accounts?
If there is a surviving spouse or other joint account holders, make sure to notify the company that the deceased’s name needs to be removed from the account. They may require a copy of the death certificate to do this, as well as permission from the survivor, or other authorized account holders.
- Is it possible to order a credit report for a deceased person?
If the credit bureaus have been notified of the deceased person’s death, it is not possible to order their credit report. The easiest way to determine this is to try to place a fraud alert for the deceased person. If the fraud alert is placed, then the bureaus have NOT been notified of the person’s death and ordering a report is possible. If you are informed that the fraud alert cannot be placed because the person is deceased, then you know that the bureaus have updated their records and that you will not be able to order a credit report.
Additional Resources
Fraud Alerts
On request, any of the three nationwide consumer credit reporting companies can place a free fraud alert in your file to alert potential creditors that you may be a victim of identity theft; a fraud alert can make it more difficult for someone to get credit in your name because it tells creditors to follow certain procedures to protect you.
A fraud alert will help prevent someone from opening new accounts in your name. As soon as one credit reporting bureau confirms your fraud alert, the others are automatically notified to place fraud alerts as well. All three bureaus will mail you a confirmation letter and you will be able to order complimentary credit reports for your review.
The easiest way to place an alert is by visiting www.transunion.com or https://fraud.transunion.com/fa/fraudAlert.
You will answer some questions to confirm your identity, and then a 90-day fraud alert will be added to your credit file. TransUnion will give you access to view your report online. You should examine it carefully for accuracy. TransUnion will also share this information with Equifax and Experian who will both mail you confirmation letters containing a number to call to order complimentary copies of your credit reports for review.
To contact one of the credit reporting bureaus, please see below:
Equifax: 1-800-525-6285
PO Box 740260
Atlanta, GA 30374Experian: 1-888-397-3742
PO Box 9554
Allen, TX 75013TransUnion: 1-800-680-7289
PO Box 2000
Chester, PA 19016It is only necessary to contact one of these bureaus and use one of these methods.
You will not be charged for this service. Please note placing a fraud alert may delay your ability to open new lines of credit quickly.
Annual Credit Report
Whether or not you choose to enroll in the IDX identity protection program, you can order a copy of your credit report, for free, once a year from each credit reporting bureau. You can obtain a free credit report by visiting www.annualcreditreport.com or by calling 1-877-322-8228.
Review Your Credit Report
When you receive any credit report, you should review it carefully. Look for accounts you did not open. Look for inquiries from creditors that you did not initiate. Look for personal information, such as home address, employment or Social Security numbers, that are not accurate. If you see anything you do not understand, call the credit reporting bureau at the telephone number on the report.
If your credit report indicates fraud or identity theft, call your local police or sheriff’s office and file a report of identity theft. Get a copy of the police report. You may need to give copies of the police report to creditors to clear up your records. If you suspect that you may be a victim of identity theft and you have enrolled in the IDX identity protection program, you should contact them immediately. You will be able to speak with a knowledgeable advocate about your situation and, if needed, they will open a case to resolve the identity theft on your behalf.
For More information
Should you wish to learn more about identity theft and how to protect yourself, you may contact the Federal Trade Commission at 1-877-438-4338. The FTC website, www.consumer.ftc.gov, also offers additional information on identity theft that you may find helpful.
Security Freezes
The security freeze (or credit freeze) is an option best reserved for people who have experienced extreme identity theft. Because the freeze essentially locks down your credit, it is not a good option for people who are simply seeking extra protection for their credit. We feel that credit monitoring, fraud alerts, and victim restoration services are more than sufficient options for defense against identity theft.
A security freeze will not prevent you from enrolling in our services. You can certainly sign up with us and do not need to lift the freeze to do so. The reason for this is because we do not request your Social Security number to enroll—only name, address, phone, and email. None of these items would necessitate a credit inquiry. However, a security freeze will affect your ability to activate the monitoring portion of your membership. To activate the monitoring portion you will need to temporarily lift your security freeze.
To learn more about security freezes and relevant state laws, contact your State Attorney General’s office or visit the Federal Trade Commission’s website for credit freeze information.
Please note that you must have an established credit file and credit history to place a fraud alert, a credit freeze or utilize www.annualcreditreport.com.